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Financial Advisor in Rochester, NY

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August 27, 2020 By billmonte

How To Deal With Biden Tax Hikes

How To Deal With Biden Tax Hikes

How To Deal With Biden Tax HikesSo now the presidential race really begins. With the Democrats nominating Joe Biden last week and the GOP this week re-nominating President Donald Trump, it’s instructive to look at what the future could be financially under each man. And one thing presidents can do …

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August 24, 2020 By billmonte

Everything You Need to Know About Probate

Everything You Need to Know About Probate

Everything You Need to Know About ProbatePROBATE IS A LEGAL process that takes place after a person's death. The specifics of the probate process vary by state, but the overarching goal in most cases includes validating and authenticating the final will, making sure debts are paid and distributing …

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August 24, 2020 By billmonte

Answers to Common Questions About Coronavirus and Life Insurance

Answers to Common Questions About Coronavirus and Life Insurance

Answers to Common Questions About Coronavirus and Life InsuranceThe coronavirus has more people thinking about life insurance, and it has also changed the process for getting coverage.THE CORONAVIRUS IS making more people think about the importance of life insurance to protect their families if …

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August 19, 2020 By billmonte

10 Things Life Insurance Beneficiaries Should Know

10 Things Life Insurance Beneficiaries Should Know

10 Things Life Insurance Beneficiaries Should KnowIf you know you’re a beneficiary on a life insurance policy, you have protection for your financial future. Life insurance is often purchased to make sure that family members can pay bills, go to college or even support a family business if the …

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August 18, 2020 By billmonte

Low Rates Aren’t Going Anywhere. Here’s What That Means for Retirement Planning.

Low Rates Aren’t Going Anywhere. Here’s What That Means for Retirement Planning.

Low Rates Aren’t Going Anywhere. Here’s What That Means for Retirement Planning.Low interest rates are bad for households with assets, but good for households with liabilities (loans). For example, I was able to recently refinance my mortgage. So, although the asset part of the balance sheet isn’t …

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